Increase loan approvals by 10% without taking on additional risk

Attract the next generation of members by uplifting your member credit scores, giving them the credit they deserve.

Your Path to CDFI

Move the members you already have into your credit box. Whether you're recertifying or exploring becoming a CDFI for the first time, float helps your financial institution better serve the low and moderate income members in your community.

man in white crew neck t-shirt wearing blue cap and black sunglasses

Reward members for the on time payments they make every day

Float deepens credit union-member relationships by reporting on time payment behavior across rent, utilities, and subscriptions to reduce systemic barriers to healthy household finances.

Credit Union members who leverage the float platform see a 45 point credit score increase in less than a month.

quote would be nice here

User

"

Learn More

Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent reporting. Not all bill payments may be eligible. Payments may take two weeks or more to appear on your credit report.

Deepen Member Relationships

Improved credit scores uncover your "hidden prime" member segment.

Attract and Retain Deposits

Incentivize members to set payments and direct deposits through your credit union, becoming their primary financial institution.

Increase Lending Opportunities

Be the first to say "Yes!" to your members when scores improve in days, not weeks. float improves the FICO score directly, requiring no change to your credit box or underwriting process.

Payment history makes up 35% of member credit scores. Build member credit by reporting the last 2 years of on time payments and ongoing bills, increasing creditworthiness and unveiling your hidden prime members.

Help Your Members Unlock Their Financial Goals

man in white shirt carrying girl in gray shirt

Build without the buildup. Code-free and bank secure

Easy white label implementation requires no dedicated ops/IT support.

We keep member data secure through end-to-end encryption and industry-leading data privacy/protection practices. We're fully compliant in identifying and reporting member payments to all three major credit bureaus.

men's blue collared top near silver MacBook

Partner With Us Today

Reach out to us for any inquiries regarding our services and how we can help deepen credit union-member relationships through equitable reporting.

Support

(408)805-4430

Email

partner@withfloat.io

Recent Blog Posts

About Us

Float, a Stanford-founded company, reduces systemic barriers to healthy household finances while unlocking deeper relationships between financial institutions and their members by reporting on time payment behavior across historically under-considered categories.

Join the Waitlist